hakzaw1
0
- Joined
- Apr 2, 2009
- Messages
- 10,662
- Points
- 113
here is how they DO you.
If you fall for the lure of 6 months no interest w/ the Pay Later (4 yrLaser) deal- which becomes PP Credit quickly -
atm-- they have you on the 'hook'=
when you win an auction or buy it now ..
you 1st see a 'PayNow' page
I click that and the next page allows choice of payment methods- I click 'PP acct/bank'
(they feel your nibble and are ready to set the 'hook')
then click 'continue'
in the next page PP has ALREADY switched you BACK to thier F'ing card-
IF you fail too see this (it looks to me to be delibertly made hard to see w/ choice of SMALL font and PALE BLUE color-
AND then click 'continue' w/o changed BACK to PP acct---you're locked in!
SO THAT 3 TIMES YOU NEED TO CLICK YOUR PAYMENT CHOICE-WHY?
ONCE your payment goes to the card and there is no REAL & easy way to fix this.
I SPOKE At length with a PP rep who sorta 'on the side' said I could try to get the seller to refund my payment taken from bank-(already of course)-+
& THEN ask them to send me a PP invoice then put that on the card
;=(
SO.. i asked the seller to do that= they in turn contacted PP who (he said) told them I was likely trying to run a scam on them--THANKS PP great advice/..
This happened to me more than once-
at first I assumed i had messed up (again)
when it happened again I knew-
why do they do that?
to make mo money
in hopes you wont make each and every payment coz if you DONT-- DAMN
they sock a huge interest on the entire charge AFAIK
One time I wanted the item on the card and instead they took funds from my bank which made my rent check bounce!!!!
PP offered to send me a letter telling why this happened in hopes the bank will refund the bounced check charges.
If you have a PP card and make a Ebay buy you may see exactly what I am writing about-
I took screen shots and can prove every word i have written- IMO once I choose a payment method PP is very wrong to be changing MY choice not once but twice before the item was finally paid for.-- sneaky bastards--
another time- when it was new- i put a PJ on it- owed 6 payments of 50$ to avoid any interest if paid in full before end of 6 months w/ min payment of $25- so I set up auto pay for 60$ in just 5 payments- a little extra cushion.
the last pymt MUST cover the remaining balance- to make things super EASY PP allowed me to schedual each and evey payment- no worries- no need to mess with it as i had NO PLANS to charge anything else-
I did not look at the balance - thinking each payment took care of everything-
then I got switched- an item went to the card not the acct- my plans for schedualed payments to the end was fubarred- my last 'auto' payment was short a few bucks and the bastards charged me ~ 40$ in interest-on the ENTIRE AMT!!
I filed a dispute and was informed i failed to pay for that one extra item-
I was supposed to go to the acct every month to be sure PP was not messing with me-- my bad.
they need to put the card balance on the home PP page- not hide it someplace so you wont notice the change in balance-- takes several steps to find it==WHY??
I know i'm getting old and easier to 'fake out'. but this is happening to millions of other PP card/acct. holders-
hak
:wtf::tsk:
:yabbmad::scowl:
:banghead:
when you, can boycott POOPPAL_ send checks or MO any time you can-
there will of course be times when you have no choice -- BUT between forum members ..wtw .i take it as an insult when a member refuses to pay me any way but PP--
what happened to me cannot happen to you unless you open a PP Card- once mine is paid off I am getting rid of it -
If you fall for the lure of 6 months no interest w/ the Pay Later (4 yrLaser) deal- which becomes PP Credit quickly -
atm-- they have you on the 'hook'=
when you win an auction or buy it now ..
you 1st see a 'PayNow' page
I click that and the next page allows choice of payment methods- I click 'PP acct/bank'
(they feel your nibble and are ready to set the 'hook')
then click 'continue'
in the next page PP has ALREADY switched you BACK to thier F'ing card-
IF you fail too see this (it looks to me to be delibertly made hard to see w/ choice of SMALL font and PALE BLUE color-
AND then click 'continue' w/o changed BACK to PP acct---you're locked in!
SO THAT 3 TIMES YOU NEED TO CLICK YOUR PAYMENT CHOICE-WHY?
ONCE your payment goes to the card and there is no REAL & easy way to fix this.
I SPOKE At length with a PP rep who sorta 'on the side' said I could try to get the seller to refund my payment taken from bank-(already of course)-+
& THEN ask them to send me a PP invoice then put that on the card
;=(
SO.. i asked the seller to do that= they in turn contacted PP who (he said) told them I was likely trying to run a scam on them--THANKS PP great advice/..
This happened to me more than once-
at first I assumed i had messed up (again)
when it happened again I knew-
why do they do that?
to make mo money
in hopes you wont make each and every payment coz if you DONT-- DAMN
they sock a huge interest on the entire charge AFAIK
One time I wanted the item on the card and instead they took funds from my bank which made my rent check bounce!!!!
PP offered to send me a letter telling why this happened in hopes the bank will refund the bounced check charges.
If you have a PP card and make a Ebay buy you may see exactly what I am writing about-
I took screen shots and can prove every word i have written- IMO once I choose a payment method PP is very wrong to be changing MY choice not once but twice before the item was finally paid for.-- sneaky bastards--
another time- when it was new- i put a PJ on it- owed 6 payments of 50$ to avoid any interest if paid in full before end of 6 months w/ min payment of $25- so I set up auto pay for 60$ in just 5 payments- a little extra cushion.
the last pymt MUST cover the remaining balance- to make things super EASY PP allowed me to schedual each and evey payment- no worries- no need to mess with it as i had NO PLANS to charge anything else-
I did not look at the balance - thinking each payment took care of everything-
then I got switched- an item went to the card not the acct- my plans for schedualed payments to the end was fubarred- my last 'auto' payment was short a few bucks and the bastards charged me ~ 40$ in interest-on the ENTIRE AMT!!
I filed a dispute and was informed i failed to pay for that one extra item-
I was supposed to go to the acct every month to be sure PP was not messing with me-- my bad.
they need to put the card balance on the home PP page- not hide it someplace so you wont notice the change in balance-- takes several steps to find it==WHY??
I know i'm getting old and easier to 'fake out'. but this is happening to millions of other PP card/acct. holders-
hak
:wtf::tsk:
:yabbmad::scowl:
:banghead:
when you, can boycott POOPPAL_ send checks or MO any time you can-
there will of course be times when you have no choice -- BUT between forum members ..wtw .i take it as an insult when a member refuses to pay me any way but PP--
what happened to me cannot happen to you unless you open a PP Card- once mine is paid off I am getting rid of it -