Do you need goggles to use a Class IV laser? Do you need seatbelts to drive in NASCAR? Do you need a safety line to go rock climbing? Do you need a helmet to play hockey? Do you need a large secondary containment building around your nuclear reactor?
The answer to all of these is the same: You do if you value your safety.
Nobody plans to crash their car, melt down their nuclear reactor, or shoot themselves in the eye with a laser. It still happens, though, and that's why we have safety devices.
Don't be stupid.
Oh, and by the way, just because your 445 nm 1W doesn't look that bright doesn't mean that it isn't doing damage to your retinas. Not all damage is immediately noticeable, sometimes it takes a while to show up. Also, lasers over 500 mW can cause eye damage from simply looking at the spot on a surface. There does not need to be a direct or reflected beam strike to injure your eyes.