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FrozenGate by Avery

Yobresal

Like I said I don't know. I am limited to my one time experience. But they wanted a lot and made me jump though a lot of hoops.:undecided:
 





That's retarded, and disappointing, but not overly surprising.

In the crazy analogies department... anyone who has a Picasso and doesn't insure it separately is insane imho.

Than again, anyone who has a picasso has to be insane:crackup:

DTR said:
Apparently then nothing. They said it was like insuring something in your home. After a robbery they will not just take your word that you had a Picasso hanging on the wall. They will require proof that you owned said items and proof of their costs.
Click to expand...
 
DTR said:
They said it was like insuring something in your home. After a robbery they will not just take your word that you had a Picasso hanging on the wall. They will require proof that you owned said items and proof of their costs.
Click to expand...

Sounds reasonable!
The only thing i would make trouble is that they didn't paid back the shipping, that is ridiculous!
 
mfo said:
That's ridiculous.
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You have to look at it from their perspective...

Let's say they paid out exactly what you insured a
package for... No questions asked..

One could send an empty box and insure it for $1000
to a friend that claims he never received it...

Nice money making scheme.... IMO..:drool:

Jerry
 
Last edited:
Idk, still seems very deceptive/wrong to me. I mean they accept the money for insuring a package, if there are doubts about the value of the object inside they should be addressed prior to taking the money.

Going back to the picasso example, no sane underwriter would ever put a policy on a painting without being 100% sure that the painting is authentic.

Imagine you send a family heirloom, it's value is largely unknown... insure it for 10k, and usps screws up.. the package is lost. You would have absolutely zero recourse.

IMHO in this case what the post office is doing is deceptive and fraudulent. Of course being a government agency they get away with it. All of this is just my opinion.

lasersbee said:
You have to look at it from their perspective...

Let's say they paid out exactly what you insured a
package for... No questions asked..

One could send an empty box and insure it for $1000
to a friend that claims he never received it...

Nice money masking scheme.... IMO..:drool:
Click to expand...
 
InfinitusEquitas said:
Idk, still seems very deceptive/wrong to me. I mean they accept the money for insuring a package, if there are doubts about the value of the object inside they should be addressed prior to taking the money.

Going back to the picasso example, no sane underwriter would ever put a policy on a painting without being 100% sure that the painting is authentic.

Imagine you send a family heirloom, it's value is largely unknown... insure it for 10k, and usps screws up.. the package is lost. You would have absolutely zero recourse.

IMHO in this case what the post office is doing is deceptive and fraudulent. Of course being a government agency they get away with it. All of this is just my opinion.
Click to expand...

The Post Office will make more money if the seller is stupid
enough to add insurance over the actual value of what he
is sending. (why would they tell you they don't want the
extra coverage)

Then if the package gets damaged/lost... they will only pay
up to the value of the item that you can prove... and they
pocket the difference of the premium if you over insured it.

And if you can't prove the content's value they pay a minimal
token amount or nothing..


Jerry
 
lasersbee said:
You have to look at it from their perspective...

Let's say they paid out exactly what you insured a
package for... No questions asked..

One could send an empty box and insure it for $1000
to a friend that claims he never received it...

Nice money making scheme.... IMO..:drool:

Jerry
Click to expand...

Seriously? Your logic is extremely flawed.

There is such a thing as tracking, USPS scans the box when they deliver it. Under your theory I could buy something, ship an empty box then go to USPS with the receipt and say it was lost to get my money back. They would promptly tell me that it was delivered and that would be the end of that.

You pay for a certain amount of insurance and they give it to you no questions asked. If they loose the box then they should repay the entire insured cost, no questions asked. I mean they have no problem with me overpaying for insurance, they should have no problem overpaying for claims if the shipper paid extra for that shipping.
 
@Jerry - Pontiac beat me to my reply.

Also, if they do want proof.. no problem, I'll just invoice myself from my company... or another company for whatever the amount... is it right... not really... is it anymore wrong than the post office declining a claim after someone pays for insurance, and they screw up in loosing the package? I think not.

Besides, the only way that the situation comes up is if the loose the package in the first place.
 
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