Pretty much what everyone else here has said, there isn't really anyone in the US (Or North America really) that will sell you a fully assembled laser over 5mW, because they have to comply with regulations. If you wan't to keep as much money in the US as possible while still getting a more powerful laser your best bet is to go the DIY route. Theres a couple members on here that do machining and host building (I just ordered a host from Lifetime17 actually) and DTR sells complete diode assemblies with drivers. If you can do basic soldering you can easily assemble one yourself in an hour or less, and theres plenty of experienced members on here who can guide you.
Just as my own testimonial to the DIY route, I built myself a 120mW red laser out of a DTR module and 501B host with a 10$ radioshack soldering iron and 0 soldering experience, in under an hour.
As for Paypal, I totally get where your coming from, and I have had a lot of pain in the arse experiences with them. Pretty much the only reason I still have Paypal as its the default option for the majority of the internet. However, if you contact some of the sellers on here you may be able to work out an alternative method of payment. At least in my experience, the sellers on here are very helpful and patient and will work with you to give you the best experience possible.
Good luck, keep us updated on what you decide!