DUUUUUUURRRRR….
I…. Should…. Have… Thought… Of… That…. A long long long time ago on my own!
I've been wracking my brain FOREVER to figure out a way to put my pocket-change into PayPal and ummm…. "avoid an accounting trail" with the household Chief Financial Officer by not using the regular checking account or credit cards.
Whenever I've got a few random tens or twenties, I have to squirrel them away lest I get the dreaded, "Dear, do you have any cash in your wallet?" from the spouse when paying for a meal, or out running errands. And the cash I was setting aside for gear, "guy stuff" or some project or another gets frittered away.
And even if I squirrel away the cash, there's darn few retail places I can spend those bucks on what I want, the prices are too high as compared to online, or I have to remember to have my mad-money stash with me ahead of time for when I need it. Nor is it earning any interest while that cash is sitting there in the sock drawer etc.
The only flaw in the plan is some online places don't take the "gift card" Visa/Mastercard numbers. I'll have to test PayPal with a small amount to be sure it works.