Old 01-20-2012, 02:26 PM #1
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Default Paypal - Verification and Whatnot

Hello;

I recently made a paypal account to make selling things on here a bit easier... (plus ebay will be easier too)

but, I do not have a credit card of my own, or a bank account to link it to. I don't think my mom will let me link hers to it either... and I don't have any prepaid ones to use either.

Is it necessary to verify your paypal account to use it? I understand that there are restrictions but what exactly are they?

Thank you very much for your help!


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Old 01-20-2012, 02:41 PM #2
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Default Re: Paypal - Verification and Whatnot

You need a bank account to link to, otherwise there is no way for PayPal to get their money.
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Old 01-20-2012, 02:45 PM #3
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Default Re: Paypal - Verification and Whatnot

I mean, like if I wanted to just get money from stuff I sell...then use THAT money to buy stuff.

The bank account wouldn't be anywhere in that equation which is why I'm confused.
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Old 01-20-2012, 02:49 PM #4
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Default Re: Paypal - Verification and Whatnot

Have you tried looking this up on PayPal??????
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Old 01-20-2012, 05:49 PM #5
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Default Re: Paypal - Verification and Whatnot

Quote:
Originally Posted by Le Quack View Post
I mean, like if I wanted to just get money from stuff I sell...then use THAT money to buy stuff.

The bank account wouldn't be anywhere in that equation which is why I'm confused.
You don't need to verify your account. I have one account which isn't verified and I haven't got to any trouble. There are some limits which you should be able to see "What are my limits" on their website when logged in.. I think it's around $2000 in sales per year, $2500 withdrawal and something around that oh and something around $2000 sending limit aswell. That is more then enough if you are just a regular user trying to do some sales and so on. You can also withdraw your money, but I wouldn't if you haven't linked your bank account. When you want to buy something, use the money you have earned on your paypal.

To refill your account, you can just make a bank transfer or ask someone to send you paypal money and you hand them cash.

thanks.
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Old 01-20-2012, 05:58 PM #6
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Default Re: Paypal - Verification and Whatnot

How old are you?
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Old 01-20-2012, 06:06 PM #7
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Default Re: Paypal - Verification and Whatnot

Paypal needs a bank account to wire money or withdraw it. You can have funds on paypal itself, but you always need a bank account.
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Old 01-20-2012, 06:12 PM #8
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Default Re: Paypal - Verification and Whatnot

I was on eBay for over a year with only a CC to purchase items.
They need a CC to verify your Billing/Shipping Address.
A year later I added a Bank Account to withdraw funds from items
I had sold...


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Old 01-20-2012, 06:13 PM #9
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Default Re: Paypal - Verification and Whatnot

Quote:
Originally Posted by Tech_Junkie View Post
How old are you?
I've recently turned 18 last month.

And to everyone else, thanks for the help. I tried to look it up on paypal's website but some of the information they were giving me was conflicting.

Last edited by Hiemal; 01-20-2012 at 06:13 PM.
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Old 01-20-2012, 06:21 PM #10
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Default Re: Paypal - Verification and Whatnot

Quote:
Originally Posted by Le Quack View Post
I've recently turned 18 last month.
Thats good because all you need to do is get a checking account. Numerous banks will give you a free checking account, I have one. All you have to do is a little leg work to find one in your area. Most places will give you an account for a $20 deposit. Then you will have a debit card, be able to write checks for bills, and sell, and buy through Paypal/eBay without issue.

Its really that simple.
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