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You have to look at generally. Obviously some people it will not benefit, and others it will. I have not read the whole bill, so all I have for reference is Massachusetts. In Mass you can choose to keep your original provider, but you do have to have basic coverage. That may cost you more, but at least your covered. There is no age limit for accidents. Kids get hurt everyday. I was only 35 when my life fell apart. What if I had kids? What about your kids, and theirs? It will work out in the end. All the other countries are doing well, and like EF said, we'll do it better. Its the American way.