Just to clarify, if you are using a sound card DAC, you can't adjust the balance very accurately in the software. Spaghetti has the option, but from my experience with the sound card DAC, you don't get many analog steps.
That setup is the best way to go yes, and the dichro's from LSP are nice, I recommend them.
That setup is the best way to go yes, and the dichro's from LSP are nice, I recommend them.