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Old 11-29-2010, 12:11 PM #1
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Default Does anyone accept payment not just from paypal?

Everyone seems to only accept paypal for payment, is there anyone who accepts other methods of payment?


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Old 11-29-2010, 12:17 PM #2
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Default Re: Does anyone accept payment not just from paypal?

I know that some members accept payments made with google checkout also.
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Old 11-29-2010, 03:47 PM #3
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Default Re: Does anyone accept payment not just from paypal?

And also Amazon Payments
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Old 11-29-2010, 11:03 PM #4
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Default Re: Does anyone accept payment not just from paypal?

For US sellers
Starting next year if you get more then 200 payments via any one processing service it will be reported to the IRS and your state and local tax and licensing authorities. So it would prob be advantageous for US sellers to have more then on payment processor.
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Old 11-30-2010, 12:02 AM #5
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Default Re: Does anyone accept payment not just from paypal?

Quote:
Originally Posted by TeufelWolf View Post
For US sellers
Starting next year if you get more then 200 payments via any one processing service it will be reported to the IRS and your state and local tax and licensing authorities. So it would prob be advantageous for US sellers to have more then on payment processor.
It must be 200 transactions AND $20,000 to reach the threshold for a form 1099. If you're turning $20,000 a year, you better be running it like a business anyway

A possibly more problematic provision of the new law is the requirement for a form 1099 for any single sales over $600. Some of our purchases/sales are greater than $600. All of the current projector purchases are over this limit. Also, both of these provisions include the cost of shipping!

"Casual sales" may go away. My diode sales probably will. I don't even want to be a businessman. Also, what about when one of us runs a Group Buy? We can potentially have to pay taxes on money that simply passed through our hands without any profit from it

Finally add the fact that this taxation bill was "tacked onto" the health reform bill without any real public notice

Our hobby is about to change again

Oh yeah -- On topic = PayPal, Google Checkout, cash, money orders, checks, I even accepted a prepaid gift card once

Peace,
dave
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Last edited by daguin; 11-30-2010 at 12:04 AM.
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Old 11-30-2010, 01:39 AM #6
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Default Re: Does anyone accept payment not just from paypal?

Quote:
Originally Posted by daguin View Post
It must be 200 transactions AND $20,000 to reach the threshold for a form 1099. If you're turning $20,000 a year, you better be running it like a business anyway

A possibly more problematic provision of the new law is the requirement for a form 1099 for any single sales over $600. Some of our purchases/sales are greater than $600. All of the current projector purchases are over this limit. Also, both of these provisions include the cost of shipping!

"Casual sales" may go away. My diode sales probably will. I don't even want to be a businessman. Also, what about when one of us runs a Group Buy? We can potentially have to pay taxes on money that simply passed through our hands without any profit from it

Finally add the fact that this taxation bill was "tacked onto" the health reform bill without any real public notice

Our hobby is about to change again

Oh yeah -- On topic = PayPal, Google Checkout, cash, money orders, checks, I even accepted a prepaid gift card once

Peace,
dave
Hi Dave,
Yes it's going to be a nightmare, even for individuals if they spend more than $600 on an item or more than $600 with single person or company. Even the grocery stores will be doing it AFAIK. It's to close loopholes and fully know what everyone is spending and where and tax them for it. It was in the healthcare bill as the huge proceeds from making sure the IRS gets their cut for every transaction is to help pay for the costs in the health bill.
I've already been dealing with it as many customers (mostly universities) earlier this year required I send them a W-9 form with our tax id information otherwise they said they would need to hold out 28% federal payroll tax from the amount they are paying for their laser systems. I figured, well if you hold out 28%, then I won't ship the system until 100% payment is received; but I read up on it and figured it's best to just play by the rules and send them the W-9 so they can send me 1099's at the end of the year. Even a company in France did this and they said without the tax id number and form they would not only holdout the 28% IRS, but the France income taxes as well....
I guess now that it's the computer age with big brother, they will soon know every penny you make or spend.

Oh and to the original poster, we don't take PayPal, but do take most major credit cards, money orders, cashier's checks or bank wire transfers.
www.optotronics.com

Last edited by bootleg2go; 11-30-2010 at 01:42 AM.
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Old 11-30-2010, 04:14 PM #7
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Default Re: Does anyone accept payment not just from paypal?

@daguin - I though that "and" was a typo, because that seems like a HUGE loophole. But I did some research and you are correct. Although I would expect that loophole to get changed to an "OR" pretty soon.

I miss the days of checks and money orders.
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Old 12-03-2010, 01:22 PM #8
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Default Re: Does anyone accept payment not just from paypal?

Here's the thing though....Your pay taxes on the money you make to get that $600....buy a $600 item, own it for a bit, then sell it for $600...or even if you buy for $800 and sell for $600 and sell it at a loss...all your doing is changing a item back to cash....grrr
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Old 12-03-2010, 02:06 PM #9
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Default Re: Does anyone accept payment not just from paypal?

I will take checks and money orders.
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Old 01-07-2011, 09:09 AM #10
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Default Re: Does anyone accept payment not just from paypal?

Something tells me that some "Koreans" or "Iranians" Cough cough.. will soon hack ebay and paypal and paypal will freeze everyone's accounts. It will be very good to get your money out ASAP.. IMO
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Old 01-07-2011, 11:40 PM #11
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Default Re: Does anyone accept payment not just from paypal?

Quote:
Originally Posted by daguin View Post
It must be 200 transactions AND $20,000 to reach the threshold for a form 1099. If you're turning $20,000 a year, you better be running it like a business anyway

A possibly more problematic provision of the new law is the requirement for a form 1099 for any single sales over $600. Some of our purchases/sales are greater than $600. All of the current projector purchases are over this limit. Also, both of these provisions include the cost of shipping!

"Casual sales" may go away. My diode sales probably will. I don't even want to be a businessman. Also, what about when one of us runs a Group Buy? We can potentially have to pay taxes on money that simply passed through our hands without any profit from it

Finally add the fact that this taxation bill was "tacked onto" the health reform bill without any real public notice

Our hobby is about to change again

Oh yeah -- On topic = PayPal, Google Checkout, cash, money orders, checks, I even accepted a prepaid gift card once

Peace,
dave
Yeah, great. With the economy already on it's knees, put even more small businesses out on the streets because they will have to take more of their time, or pay someone else, to do this additional paperwork. Which will raise prices, which will reduce sales overall. There are some businesses that EVERY sale they make will require this additional paperwork. Which means they will need a social security number from EVERY customer.

Unless you have a LEGAL and LEGITIMATE reason for my social security number, you just don't get it at all. Period.

Personally, I'm all for non-compliance and just to hell with those blood suckers in DC.

Fortunately I retired my business last year, so I don't have to worry about this from a selllers perspective. But any seller who demands my social security number (which is required for a 1099) to complete the transaction, can just kiss that sale goodbye.

Dumbasses are just going to drive more of the economy underground....
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Old 01-07-2011, 11:54 PM #12
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Default Re: Does anyone accept payment not just from paypal?

Well you can always split payments... I could send you $300 from my acct and $300 from my SO accts. Or $599.99 on paypal and $0.01 on Amazon Payments.

Personally I prefer to pay via paypal for a first transaction with someone, but once I've done one or two buys I'd be more then happy to send them a bank check or MO.

I ran an ebay biz for 7 years and took thousands of personal checks - only 2 bounced, and both times to buyers agreed to pay my stated $25 bounced check fee.

If you are selling stuff in the $5 to $20 range, you are not gonna get that many bad paper passers because what ever they gain in stiffing you, they lose from their bank in fees.

Most banks will do check verification now, and checks from online bill pay services are cashiers checks, not personal (at least from major banks like BoA, Wells, Citi, Chase).
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Old 01-08-2011, 04:48 AM #13
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Default Re: Does anyone accept payment not just from paypal?

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I will take checks and money orders.
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Old 01-09-2011, 01:17 AM #14
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Default Re: Does anyone accept payment not just from paypal?

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Finally add the fact that this taxation bill was "tacked onto" the health reform bill without any real public notice

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And that's probably the tip of the ice burg. I don't want to even imagine what bills were "tacked onto" the health reform bill.

Hopefully, this health reform bill will be repealed soon...
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Old 01-09-2011, 01:31 AM #15
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Default Re: Does anyone accept payment not just from paypal?

@Kevlar - The IRS and a lot of lobbyists have been pushing for this since the mid 2000's. Most people on Ebay knew this was coming when Ebay forced everyone to stop taking checks and MO a few years ago.
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Old 01-10-2011, 02:33 AM #16
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Default Re: Does anyone accept payment not just from paypal?

So Whats a host of a GB to do? any benifit to sending bank transfers under 600$ each-all to the same place with the same bank??
Prolly not.

it would suck for me to get charged tax for doing favors at no profit!
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